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Overdraft Policies Require More Than Compliance With Regulation E

In the past few years, the Consumer Financial Protection Bureau ("CFPB") has focused on taking action against multiple financial institutions for their overdraft services practices. These practices are regulated by the Federal Reserve Board’s “Regulation […]

Hotel Security Reexamined After Las Vegas Shooting

Following the recent mass shooting in Las Vegas hoteliers are taking a second look at balancing guest security with a welcoming atmosphere. Some have described security in the hospitality industry as a "conundrum" because "the concept […]

Overview of Alcohol Liability in Texas – Part II

A provider is someone who sells or serves alcoholic beverages.  Generally, in Texas, providers are licensed and regulated by the Texas Alcoholic Beverage Commission ("TABC").  However, a person need not be licensed by the TABC to be classified as a […]

Hurricane Harvey's Untold Impact on Texas Businesses

In an era where retailers face mounting pressures forcing increased store closings and bankruptcy filings, the full impact on the industry in the wake of devastation caused by Hurricane Harvey is still unfolding. A preliminary estimate by Moody's Analytics […]